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28 June 2005

Homeowner

Yesterday, I had my closing, so I am officially a homeowner!  I am so relieved to have that all over with.  I feel like I have all the time in the world tonight because I don't have to spend half my night worrying!

This past weekend, so as not to worry myself to death so close to the closing, I decided to join my friend L in Atlanta for the Corndogorama Music Festival (14th Annual, believe it or not).  I actually found a few really good new bands while I was drinking far too many beers and eating corn dogs and tater tots.  I think I met my grease quotient of the month in one weekend.  But it was really yummy, I have to say.  The people-watching was amazing.  This isn't your average music festival, so the people who attend are really music lovers and really have a lot of...personality.  So, even though L and I could barely hear one another, we were highly, highly entertained.  So entertained, in fact, that Saturday we required a full day of recuperation watching chick flicks on TBS.   

On Sunday morning, I woke up, and it was back to reality.  L's new boyfriend is an attorney, and he read over my mortgage papers with me so that I could ask questions and stuff without having everyone stare at me at the closing.  I didn't have all the papers, just some of them.  In fact, they didn't finish putting my loan package together till about 2 hours before the closing.  To say I was freaking out would be putting it mildly.  I had everyone involved in the closing, the realtors, the mortgage people and the attorney, all on speed dial and was calling them regularly for updates.  I think they were starting to hate me.  Oh well.

Finally, at 4PM (my closing was at 6), I got fed up and decided to drive over to the attorney's office so I could pressure them into getting everything done.  I grabbed a Starbucks on the way and was really counting on camping on the couch for an hour or two while they decided what to do.

Thankfully, when I got there, he was just finishing everything up, and he actually took the time to sit down and go over all the papers with me and he let me sign some of them ahead of time so that we didn't have to do it in the big meeting.

When the sellers arrived, we only had to sign a few papers, so the whole thing took about 10 minutes.  A month of worrying, over quickly and painlessly (relatively.  For the last hour or so).

They are moving out today and tomorrow, so I can start getting the house ready on Thursday.  L is trying to come here this weekend to hang out for 4th of July and to do some shopping for the house with me. 

There's about a million things I want to buy for the house, but I'm trying to use some restraint and just get the most important stuff for now.  I really want to buy an extra bed for the guest bedroom so that I can start having more people down for the weekend, but everything is just so expensive.  We'll see.  Hopefully I can get some good deals at the July 4th sales.

Posted on June 28, 2005 at 10:37 PM | Permalink

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Comments

Crikey - buying a house sounds a lot more complicated than it is here. I seem to remember only having to go to the solicitors twice to sign stuff, never meeting the other parties solicitors and on the day of the exchange I just turned up to get the keys off the seller (he wasn't using an estate agent). And the mortgage stuff was all through a broker so I don't remember any hassle there. Mind you, you soon forget the stress so may it was worse than I remember it?

Happy House warming and with a kitten in the house you won't be wanting to make expensive furniture purchases anyway!

Posted by: mel* | Jun 29, 2005 3:40:53 AM

Congrats! It is finally finished... and now here come sthe fun part... DECORATING! I can't wait to see pictures... Can you post pictures? =)

Posted by: Michie | Jun 29, 2005 11:23:59 AM

So glad you made it through (relatively) unscathed. I can't imagine how freeing it must feel to know the house is all yours. Congrats!

Posted by: Mirella | Jun 29, 2005 12:06:46 PM

ha... as a person who is the 'closing coordinator' for a track home company, that's... how lots of closings are... rarely are they completely smooth and yes, docs are always being pulled together just before close... oh the excitement.... well.. headache...

Good job closing!

M.

Posted by: MarkRoX | Jun 30, 2005 3:34:05 PM

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